MiniPay ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our payment gateway Services.
1. Information We Collect
- Account details: name, business/company name, email, mobile number.
- Transaction data: payment amounts, UPI references, order details and settlement records.
- Technical data: IP address, device information and usage logs for security.
2. How We Use Your Information
- To provide and operate the payment gateway Services.
- To process transactions and settle funds to your bank account.
- To detect and prevent fraud and secure your account.
- To provide support and send important service notifications.
3. Data Security
We use industry-standard security measures including encryption, secure credential storage and access controls. Sensitive keys are protected, and we recommend enabling two-factor authentication (2FA) on your account.
4. Sharing of Information
We do not sell your personal data. We may share information with banks, UPI networks (NPCI) and regulatory authorities strictly as required to process payments and comply with law.
5. Data Retention
We retain transaction and account records for as long as required to provide the Services and to comply with legal and regulatory obligations.
6. Your Rights
You may access or update your account information from your dashboard. For data-related requests, contact our support team.
7. Changes to This Policy
We may update this Privacy Policy periodically. The latest version will always be available on this page.
8. Contact
For any privacy questions, please reach out through the support channel in your dashboard.